BEGIN:VCALENDAR VERSION:2.0 X-WR-CALNAME:Stillwater Community Education - All Courses CALSCALE:GREGORIAN PRODID:iCalendar-Ruby BEGIN:VEVENT DESCRIPTION:Take control of your finances and build a secure future using s imple\, practical habits. Led by a retired Certified Financial Planner\, th is class covers the absolute basics: budgeting\, managing debt\, building e mergency savings\, and understanding how investing works. Perfect for begin ners with zero prior financial experience who want to build real confidence with their money. DTEND:20261110T013000Z DTSTAMP:20260929T204351Z DTSTART:20261109T233000Z LOCATION:Stillwater Area High School SEQUENCE:0 SUMMARY:Take control of your financial future! (6404-1) UID:2026-09-29T20:43:51+00:00_441404684@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/7958/fall-2026/take-control-of-your- financial-future#6404-1 END:VEVENT BEGIN:VEVENT DESCRIPTION:Trying to figure out Medicare on your own can feel like learnin g a whole new language. This class is designed to take the stress out of th e process. We’ll walk you through the fundamentals—including coverage basic s\, out-of-pocket costs\, and key enrollment windows. You'll also learn how to weigh your options between different insurance plans so you can make th e best choice for your budget and health. DTEND:20261007T010000Z DTSTAMP:20260929T204352Z DTSTART:20261006T220000Z LOCATION:Stillwater Area High School SEQUENCE:0 SUMMARY:Let's Talk About Medicare (6406-1) UID:2026-09-29T20:43:52+00:00_611670120@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/8121/fall-2026/let-s-talk-about-medi care#6406-1 END:VEVENT BEGIN:VEVENT DESCRIPTION:Don't leave your family guessing. This relaxed\, informative wo rkshop breaks down how to protect your loved ones and your assets using sim ple estate planning tools. We'll demystify Wills and Trusts\, highlight the importance of Powers of Attorney and Health Care Directives\, and give cle ar guidance tailored for individuals\, couples\, and blended families alike . Come get your questions answered and leave with a clear plan for the futu re. DTEND:20261028T010000Z DTSTAMP:20260929T204352Z DTSTART:20261027T223000Z LOCATION:Stillwater Area High School SEQUENCE:0 SUMMARY:Who Will Inherit the Mess? (6403-1) UID:2026-09-29T20:43:52+00:00_765638896@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/7927/fall-2026/who-will-inherit-the- mess#6403-1 END:VEVENT BEGIN:VEVENT DESCRIPTION:Planning for a loved one with special needs requires a unique a nd thoughtful approach. This class explores how to create a clear estate pl an that ensures your family member is supported for life without accidental ly disrupting their eligibility for vital government benefits like Medicaid and SSI. We’ll break down how Special Needs Trusts work\, how to choose th e right trustee\, and how to coordinate your legal documents with your ever yday care plan. Come get your questions answered and leave with a clear pla n for your family's peace of mind. DTEND:20261106T020000Z DTSTAMP:20260929T204352Z DTSTART:20261106T003000Z LOCATION:Online SEQUENCE:0 SUMMARY:The Special Needs Trust (6407-1) UID:2026-09-29T20:43:52+00:00_870456639@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/8148/fall-2026/the-special-needs-tru st#6407-1 END:VEVENT BEGIN:VEVENT DESCRIPTION:This is a comprehensive\, 5-hour\, retirement planning course f or those that really want to dig into retirement planning. It’s broken into two separate 2-1/2 hour evening sessions. Learn to: \n • Reduce taxes both prior to and during retirement • Determine the amount of money you need to retire comfortably • Select the retirement plan distribution choices that are right for you including optimizing Roths\, annuities\, social security and pensions • Manage investments\, market volatility and potential financi al losses during retirement • Make the right decisions on insurance and lon g-term care • Identify vital areas to cover during estate planning \n The c ourse fee includes bringing a complementary guest\, but they must be prereg istered. DTEND:20261023T020000Z DTSTAMP:20260929T204352Z DTSTART:20261022T223000Z LOCATION:Stillwater Area High School SEQUENCE:0 SUMMARY:Retirement Planning Today (6405-1) UID:2026-09-29T20:43:52+00:00_878404250@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/8032/fall-2026/retirement-planning-t oday#6405-1 END:VEVENT BEGIN:VEVENT DESCRIPTION:This is a comprehensive\, 5-hour\, retirement planning course f or those that really want to dig into retirement planning. It’s broken into two separate 2-1/2 hour evening sessions. Learn to: \n • Reduce taxes both prior to and during retirement • Determine the amount of money you need to retire comfortably • Select the retirement plan distribution choices that are right for you including optimizing Roths\, annuities\, social security and pensions • Manage investments\, market volatility and potential financi al losses during retirement • Make the right decisions on insurance and lon g-term care • Identify vital areas to cover during estate planning \n The c ourse fee includes bringing a complementary guest\, but they must be prereg istered. DTEND:20261030T020000Z DTSTAMP:20260929T204352Z DTSTART:20261029T223000Z LOCATION:Stillwater Area High School SEQUENCE:0 SUMMARY:Retirement Planning Today (6405-1) UID:2026-09-29T20:43:52+00:00_451794398@ip-10-0-137-33.us-east-2.compute.in ternal URL:https://stillwater.arux.app/course/8032/fall-2026/retirement-planning-t oday#6405-1 END:VEVENT END:VCALENDAR